Stripe e Mercado Pago lideram em checkout online no México/LatAm.
POS + online sales in one stack
PagSeguro unites card terminals, digital accounts, online checkout, and social selling — widely used in Brazil for omnichannel SMBs.
Checkout, Pix, and marketplace tools
Mercado Pago is a leading checkout in Latin America with native Pix, payment links, and e-commerce plugins.
API-first payments for digital products
Stripe leads global online payments with modern APIs, subscriptions, and fraud tooling for SaaS and digital goods.
There is no universal winner — effective rate depends on debit vs credit, installments, monthly volume, and settlement speed. Simulate with Stone, PagSeguro, and Cielo on your real ticket.
Often lower than card MDR, but providers may charge per Pix QR or dynamic link. Comparar reconciliation and same-day settlement in the app.
Yes with active CNPJ. Comparar whether business banking is included and if rental is waived at your volume tier.
Yes for online charges and subscriptions. Confirm local methods (Pix, boleto) your buyers need before going live.
Only if the advance fee is cheaper than your cost of capital. Many businesses use D+30 free settlement first, then advance selectively.
Keep receipts, delivery proof, and clear refund policy. Comparar chargeback fees and dispute tools in the acquirer dashboard before scaling ads.
